Affidavit Of Repossession Template for Singapore

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Key Requirements PROMPT example:

Affidavit Of Repossession

"I need an Affidavit of Repossession for a vehicle financed through ABC Bank, where the borrower has defaulted on payments for 6 months, and we completed the repossession on March 15, 2025, after sending three warning notices."

Document background

The Affidavit of Repossession is a crucial legal document used in Singapore when a creditor needs to formally document the repossession of property or assets following a default under a financing agreement. This document is required to comply with Singapore's Hire-Purchase Act and related legislation, providing a detailed account of the circumstances leading to repossession, the process followed, and confirmation that all legal requirements were met. It serves as evidence in potential legal proceedings and includes important details such as the property description, default circumstances, and the legal basis for repossession. The affidavit must be sworn before a Commissioner for Oaths and may be required by courts, regulatory authorities, or other interested parties.

Suggested Sections

1. Personal Details: Deponent's full name, NRIC/passport number, address, and occupation

2. Property Description: Detailed description of the repossessed property/asset including identification numbers, characteristics, and condition

3. Default Details: Description of default circumstances leading to repossession, including dates and amounts of default

4. Repossession Process: Details of how and when repossession was carried out, including date, time, location, and method

5. Legal Authority: Statement of legal right to repossess, citing relevant agreements and legislation

6. Declaration of Truth: Sworn statement affirming the truth of all statements made in the affidavit

Optional Sections

1. Prior Notices: Details of warnings and notices sent before repossession, including dates and delivery methods

2. Witness Statement: Statements from witnesses present during the repossession process

3. Valuation Details: Current market value assessment of the repossessed property

Suggested Schedules

1. Notice Documents: Copies of all notices and communications sent to the defaulting party

2. Photographs: Visual evidence of the repossessed property's condition at the time of repossession

3. Original Agreements: Copies of relevant loan agreements, purchase agreements, or security documents

4. Default Records: Documentation of payment defaults or other contractual breaches

5. Property Documents: Registration papers, titles, or other relevant property documentation

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co

Relevant legal definitions

Clauses

Relevant Industries

Banking and Finance
Automotive
Real Estate
Equipment Leasing

Relevant Teams

Legal
Collections
Risk Management
Compliance
Operations

Relevant Roles

Credit Manager
Collections Officer
Legal Counsel
Recovery Manager
Compliance Officer

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Let's create your Affidavit Of Repossession

Authors

Alex Denne

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