Student Loan Removal Letter Template for England and Wales

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Key Requirements PROMPT example:

Student Loan Removal Letter

"I need a Student Loan Removal Letter to request cancellation of my Plan 2 student loan due to permanent disability, with supporting medical documentation from March 2025 to be attached."

Document background
The Student Loan Removal Letter serves as a crucial document for individuals seeking to have their student loans cancelled or removed from their records in England and Wales. This document is typically used in exceptional circumstances such as disability, death of the borrower, or other qualifying events as defined by UK education finance legislation. The letter must include comprehensive personal information, loan details, and supporting evidence to justify the removal request. When drafting a Student Loan Removal Letter, careful attention must be paid to compliance with the Teaching and Higher Education Act 1998 and related regulations.
Suggested Sections

1. Personal Information Block: Sender's full name, address, contact details, student reference number, and National Insurance number

2. Recipient Information Block: Student Loans Company address and department details

3. Subject Line: Clear indication this is a Student Loan Removal Request

4. Main Request: Clear statement requesting removal of the student loan and specific grounds for the request

5. Loan Details: Details of the specific loan(s) including type, amount, and academic year

6. Evidence Summary: Brief description of the supporting documentation being provided

7. Closing: Request for acknowledgment and timeline for response

Optional Sections

1. Previous Correspondence Reference: Reference to any previous communications with SLC, used when following up on earlier contact

2. Special Circumstances: Detailed explanation of disability, death, or other exceptional circumstances warranting loan removal

3. Payment History: Overview of payments made to date, included when relevant to removal request

4. Urgency Statement: Statement explaining why the matter requires urgent attention, if applicable

Suggested Schedules

1. Supporting Documentation: Copies of medical certificates, death certificates, or other evidence supporting removal request

2. Identity Verification Documents: Copies of passport, driving license, or other accepted forms of ID

3. Previous Correspondence: Copies of any relevant previous letters or emails with SLC

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Industries

Teaching and Higher Education Act 1998: Primary legislation governing student loans and higher education funding in England and Wales

Education (Student Loans) Act 1990: Foundational legislation establishing the student loan system in the UK

Education Act 2011: Updates to education law including provisions affecting student finance

Student Loans (Repayment) Regulations 2009: Detailed regulations governing the repayment of student loans including terms and conditions

Higher Education and Research Act 2017: Modern framework for higher education regulation including student finance provisions

UK General Data Protection Regulation: Post-Brexit data protection legislation governing personal data handling in the UK

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR

Limitation Act 1980: Legislation setting time limits for legal claims, including those related to student loans

Consumer Rights Act 2015: Legislation protecting consumer rights, applicable to student loan agreements

Consumer Credit Act 1974: Regulations governing credit agreements, which may apply to certain aspects of student loans

Student Loans Company (SLC): Non-profit government organization responsible for administering student loans in the UK

Department for Education: Government department overseeing education policy including student finance

Office for Students (OfS): Independent regulator of higher education in England, with oversight of student finance matters

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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