Document background
The Inaccurate Credit Report Letter is a crucial document for individuals who discover errors in their credit report maintained by UK credit reference agencies. This formal communication, governed by English and Welsh law, enables consumers to exercise their rights under data protection and consumer credit legislation. The letter should be used when identifying incorrect information that could potentially impact credit scores or lending decisions. It typically includes specific details about the inaccuracies, supporting evidence, and a formal request for investigation and correction within the statutory timeframe.
