Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and related matters in the UK, including rights of borrowers and obligations of creditors
Limitation Act 1980: Legislation setting out time limits for bringing legal claims, particularly relevant for the 6-year limitation period on debt collection in England and Wales
Financial Services and Markets Act 2000: Framework legislation for financial services regulation in the UK, establishing regulatory bodies and their powers
Data Protection Act 2018: UK's implementation of data protection standards, including UK GDPR, governing how personal and financial information must be handled
FCA Regulations: Regulatory framework set by the Financial Conduct Authority governing financial institutions and their conduct
CONC Rules: Consumer Credit Sourcebook rules providing detailed regulations for consumer credit activities and debt collection
FOS Guidelines: Financial Ombudsman Service guidelines for handling financial disputes and complaints between consumers and financial businesses
Statute of Limitations: Legal time limit of 6 years for debt collection actions in England and Wales, after which the debt becomes statute-barred
Credit Reporting Requirements: Rules governing the accuracy and fairness of credit reporting, including the right to dispute inaccurate information
Debt Collection Case Law: Relevant legal precedents and court decisions regarding debt disputes and charge-offs in England and Wales
