Document background
The Credit Bureau Non Response Letter is utilized when an individual has made a formal request for information from a credit bureau under English and Welsh law, and the bureau has failed to respond within the statutory period (typically 28 days under GDPR). This document serves multiple purposes: it creates a formal record of the bureau's non-compliance, reiterates the original request, and often represents a final communication before escalation to regulatory authorities. The letter typically includes details of previous correspondence, relevant reference numbers, and clear statements about required actions, while citing applicable legislation such as the Data Protection Act 2018 and Consumer Credit Act 1974.
