Document background
The Letter To Debt Collector To Stop Contact is a crucial document used when debt collection communications become excessive, inappropriate, or cause undue stress. Under English and Welsh law, debtors have the right to request cessation of contact from debt collectors, particularly when communications amount to harassment or when the debt is disputed. This document formally exercises these rights, citing relevant legislation such as the FCA regulations, Consumer Credit Act 1974, and Protection from Harassment Act 1997. While the letter doesn't eliminate the debt obligation, it provides a legal foundation for managing how future communications regarding the debt should be handled.
