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Dispute Letter For Student Loans
"I need to draft a Dispute Letter For Student Loans to challenge the interest rate calculation on my postgraduate loan from January 2025, including evidence of incorrect charges and a request for recalculation of the total amount owed."
1. Personal Information: Student's full name, address, reference numbers, and account details
2. Dispute Summary: Clear, concise statement of the issue being disputed
3. Facts Timeline: Chronological outline of relevant events and communications
4. Legal Basis: Reference to relevant regulations or terms being breached
5. Evidence Reference: List of supporting documents being included
6. Requested Resolution: Clear statement of desired outcome
1. Previous Communications: Reference to prior attempts to resolve the issue - include when there has been previous correspondence about the dispute
2. Financial Hardship Statement: Details of financial circumstances - include when dispute relates to ability to pay or seeking special consideration
3. Third Party Authorization: Permission for another person to act on student's behalf - include when someone else is handling the dispute
1. Supporting Documents: Copies of relevant correspondence, statements, or other evidence
2. Financial Records: Bank statements, payment records, or income documentation if relevant
3. Medical Evidence: Doctor's notes or medical certificates if dispute relates to health issues
Authors
Account Number
Borrower
Course
Customer Reference Number (CRN)
Default
Deferment
Educational Institution
Income Contingent Repayment (ICR)
Interest Rate
Loan Agreement
Loan Balance
Payment Holiday
Plan Type
Repayment Schedule
Repayment Threshold
Student Finance England (SFE)
Student Loans Company (SLC)
Student Support Regulations
Term of Loan
Total Amount Payable
Tuition Fee Loan
Maintenance Loan
Written Notice
Loan Account Details
Dispute Summary
Facts and Timeline
Evidence Reference
Legal Basis
Payment History
Previous Communications
Financial Circumstances
Request for Information
Requested Resolution
Timeline for Response
Without Prejudice
Data Protection
Authorization
Declaration of Truth
Signature and Date
Supporting Documentation Reference
Account Reconciliation
Hardship Statement
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