Consumer Credit Act 1974: Primary legislation governing consumer credit in England and Wales, setting out the framework for credit agreements, licensing of credit providers, and consumer rights in credit transactions
Data Protection Act 2018: UK's implementation of GDPR, governing how personal data, including credit information, must be handled, processed, and protected
Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK, including credit-related activities and their supervision
Consumer Rights Act 2015: Defines consumer rights and business obligations, including aspects related to credit agreements and financial services
FCA Regulations: Regulatory requirements set by the Financial Conduct Authority governing credit providers and credit-related activities
Credit Information Market Study: Requirements and guidelines for credit information sharing and reporting in the UK market
CRAIN: Credit Reference Agency Information Notice - standardized information about how credit reference agencies use and share personal data
ICO Guidelines: Information Commissioner's Office guidelines specifically relating to credit reporting and data protection in credit disputes
FCA Handbook - CONC: Consumer Credit Sourcebook containing detailed rules and guidance for consumer credit activities
FCA Handbook - DISP: Dispute Resolution: Complaints section of the FCA Handbook, outlining procedures for handling credit disputes
Principles of Reciprocity: Industry guidelines governing how credit reference agencies share and use credit information
SCOR Guidelines: Standing Committee on Reciprocity guidelines for credit information sharing between institutions
Civil Procedure Rules: Rules governing the format and requirements for affidavits in English and Welsh courts
Statutory Declarations Act 1835: Historical legislation still governing the requirements for making statutory declarations in England and Wales
