Letter To Remove Student Loan From Credit Report Template for England and Wales

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Letter To Remove Student Loan From Credit Report

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Letter To Remove Student Loan From Credit Report

"I need a Letter To Remove Student Loan From Credit Report to send to Experian, as my student loan from 2018 was fully paid off in January 2025 but is still showing as an active debt on my credit report."

Document background
The Letter To Remove Student Loan From Credit Report is utilized when an individual needs to contest the presence of student loan information on their credit report in England and Wales. This might be necessary due to incorrect reporting, outdated information, or circumstances where the loan should not appear on the credit file. The letter should cite relevant sections of the Consumer Credit Act 1974 and Data Protection Act 2018, include all necessary personal and loan identification details, and be accompanied by supporting documentation. It represents a formal first step in the dispute resolution process with credit reference agencies.
Suggested Sections

1. Recipient Details: Full name and address of the credit reference agency

2. Personal Information: Your full name, address, and any reference numbers

3. Loan Information: Details of the student loan in question including account numbers and dates

4. Request Statement: Clear statement of what you're requesting and why

5. Supporting Evidence Reference: List of enclosed documents supporting your case

Optional Sections

1. Previous Correspondence: Reference to any previous communication about this matter when there has been prior communication

2. Time Sensitivity: Mention of any urgent deadlines or time constraints when there are specific time pressures

Suggested Schedules

1. Proof of Identity: Copy of passport or driving license

2. Proof of Address: Recent utility bill or bank statement

3. Student Loan Documentation: Relevant loan statements or correspondence

4. Credit Report: Copy of current credit report showing the disputed entry

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Industries

Consumer Credit Act 1974: Primary legislation regulating credit reporting and consumer rights in the UK, governing how credit information should be maintained and corrected

Data Protection Act 2018: UK's implementation of GDPR, controlling how personal information is used and giving individuals rights to access and correct their data, including right to rectification of inaccurate data

General Data Protection Regulation (GDPR): Overarching EU regulation maintained in UK law post-Brexit, establishing fundamental rights regarding personal data processing

Education (Student Loans) Regulations 2009: Specific regulations governing student loans in England and Wales, providing framework for how student loans should be reported and managed

Credit Reference Agencies' Guidelines: Industry standards and best practices for credit reporting, including procedures for disputing information on credit reports

FCA Regulations: Financial Conduct Authority guidelines on credit reporting and dispute resolution, establishing standards for financial institutions

Student Loans Company Policies: Internal policies and procedures of the SLC that govern how student loan information is reported and managed

Credit Reference Agency Procedures: Specific procedures established by individual credit reference agencies for handling disputes and corrections

Relevant Case Law: Previous court decisions and precedents regarding credit reporting disputes and student loan matters in England and Wales

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Student Loan Removal Letter

find out more

Request Letter To Remove Inaccurate Information

find out more

Medical Debt Collection Dispute Letter

find out more

Letter To Remove Student Loan From Credit Report

find out more

Letter To Remove Repossession From Credit Report

find out more

Letter To Remove Derogatory Credit

find out more

Letter To Dispute Medical Bill On Credit Report

find out more

Letter To Credit Bureau To Update Personal Information

find out more

Letter To Credit Bureau To Remove Old Debt

find out more

Letter To Credit Bureau To Remove Closed Accounts

find out more

Initial Dispute Letter

find out more

Identity Theft Credit Repair Letter

find out more

Goodwill Letter To Remove Hard Inquiries

find out more

Goodwill Dispute Letter

find out more

Goodwill Credit Removal Letter

find out more

Formal Dispute Letter

find out more

Follow Up Dispute Letter

find out more

Dispute Removal Letter

find out more

Dispute Letter To Remove Bankruptcies

find out more

Dispute Letter For Wrong Address

find out more

Dispute Debt Validation Letter

find out more

Derogatory Credit Removal Letter

find out more

Debt Validation Letter To Credit Bureaus

find out more

Debt Collection Dispute Letter

find out more

Credit Letter To Remove Account On Report

find out more

Credit Dispute Verification Letter

find out more

Credit Dispute Affidavit

find out more

Credit Bureau Non Response Letter

find out more

Consumer Dispute Letter

find out more

30 Day Credit Dispute Letter

find out more

Deletion Letter For Credit Bureau

A formal request under English and Welsh law to remove specific information from credit bureau records, aligned with UK data protection legislation.

find out more

Inaccurate Credit Report Letter

A formal letter under English and Welsh law to dispute and request corrections to incorrect information in a credit report.

find out more

Send Dispute Letter To Credit Bureau

A formal letter under English and Welsh law requesting investigation and correction of disputed information on a credit report.

find out more

Address Removal Letter For Credit Report

A formal request under English and Welsh law to remove an incorrect or outdated address from credit reports maintained by credit reference agencies.

find out more

Collection Dispute Letter To Credit Bureau

A formal letter under English and Welsh law disputing inaccurate information on a credit report and requesting investigation and correction by credit reference agencies.

find out more

Letter To Credit Bureau To Remove Late Payment

A formal request to remove late payment records from credit reports under English and Welsh law.

find out more

Letter For Removal Of Hard Inquiry

A formal request under English and Welsh law to remove a hard inquiry from a credit report.

find out more

Dispute Letter To Remove Collections

A formal letter under English and Welsh law used to dispute and request removal of collection entries from credit reports.

find out more

Factual Dispute Letter

A formal letter under English and Welsh law challenging specific facts asserted by another party, forming part of pre-action correspondence.

find out more

Dispute Letter For Closed Accounts

A formal dispute letter governed by English and Welsh law for contesting issues with closed financial accounts.

find out more

Goodwill Letter To Remove Charge Off

A formal request to remove a charge-off from credit reports under English and Welsh law, based on creditor goodwill.

find out more

Letter To Debt Collector To Stop Contact

A formal letter under English and Welsh law requesting debt collectors to cease communication with the debtor.

find out more

Dispute Letter For Student Loans

A formal letter disputing aspects of student loan terms or administration under English and Welsh law.

find out more

Dispute Letter For Repossession

A formal letter under English and Welsh law disputing property repossession proceedings by a lender.

find out more

Bankruptcy Dispute Letter

A formal letter used in England and Wales to dispute aspects of bankruptcy proceedings under the Insolvency Act 1986.

find out more

Bank Dispute Letter

A formal letter under English and Welsh law used to raise and document disputes with banking services or transactions.

find out more

Dispute Letter For Charge Off

A formal letter under English and Welsh law disputing a credit charge-off and requesting debt verification.

find out more

Late Payment Dispute Letter

A formal letter under English and Welsh law demanding payment of overdue commercial debts and associated statutory interest.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: https://www.genieai.co/our-research
Oops! Something went wrong while submitting the form.

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our Trust Centre for more details and real-time security updates.