Consumer Credit Act 1974: Primary legislation governing consumer credit and debt collection practices in England and Wales
Data Protection Act 2018: UK's implementation of GDPR, governing how personal and medical data must be handled and protected
Limitation Act 1980: Establishes statutory time limits for bringing legal claims, including debt collection actions
Financial Services and Markets Act 2000: Regulates financial services industry including debt collection practices and consumer protection
National Health Service Act 2006: Primary legislation governing the operation of the NHS and healthcare services in England
Health and Social Care Act 2012: Updates to NHS structure and healthcare delivery, including provisions affecting medical billing
NHS (Charges to Overseas Visitors) Regulations 2015: Specific regulations regarding charging overseas visitors for NHS services and related debt collection
FCA Consumer Credit sourcebook (CONC): Detailed regulations and guidelines for consumer credit and debt collection practices
Consumer Rights Act 2015: Consolidates consumer protection law, including rights in relation to services and unfair terms
Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including in debt collection
Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers from unfair terms in contracts, including medical billing agreements
FCA Guidelines: Regulatory guidance from the Financial Conduct Authority on proper debt collection practices
ICO Guidelines: Information Commissioner's Office guidance on handling personal and medical data in debt collection
NHS Debt Collection Policies: Specific NHS guidelines and procedures for handling medical debt collection
