Document background
A Goodwill Letter To Remove Hard Inquiries is utilized when an individual seeks to have a hard credit inquiry removed from their credit report through an appeal to the credit bureau's goodwill. This document is particularly relevant when multiple credit checks have impacted a credit score, or when inquiries were made without proper authorization. Under English and Welsh law, while credit bureaus are not obligated to remove legitimate hard inquiries, they may consider doing so as a gesture of goodwill, particularly for customers with good credit history or compelling circumstances. The letter should include specific details about the inquiry, personal information, and any supporting documentation.
