Ten Day Demand Letter Template for Singapore

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Key Requirements PROMPT example:

Ten Day Demand Letter

"Need a Ten Day Demand Letter to recover an unpaid invoice of SGD 45,000 from a manufacturing client, with interest calculated from March 2025 and a warning that legal proceedings will commence if payment isn't received."

Document background
The Ten Day Demand Letter is a crucial pre-litigation document in Singapore's legal framework, serving as a final warning before pursuing formal legal action. It represents a critical step in the debt recovery process, combining both legal compliance and practical debt collection strategy. This document is typically used when previous informal attempts to collect payment have failed, and the creditor is prepared to escalate to legal proceedings. The letter must include specific details about the debt, clear payment instructions, and explicitly state the ten-day deadline, while adhering to Singapore's Rules of Court 2021 and relevant civil procedure requirements. It serves both as a last opportunity for amicable resolution and as evidence of the creditor's reasonable attempts to recover the debt before initiating court proceedings.
Suggested Sections

1. Recipient Details: Full name and address of the debtor

2. Debt Amount: Clear statement of the amount owed

3. Debt Origin: Description of how the debt arose

4. Payment Deadline: Clear 10-day payment deadline and consequences of non-payment

5. Payment Instructions: Details of how payment should be made

Optional Sections

1. Interest Calculation: Include when claiming interest on the debt

2. Previous Communications: Reference when there have been prior attempts to collect

3. Settlement Options: Include when willing to accept installment payments

Suggested Schedules

1. Statement of Account: Detailed breakdown of the debt amount

2. Supporting Documents: Copies of relevant contracts, invoices, or agreements

3. Previous Correspondence: Copies of previous demand letters or relevant communications

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Industries

Limitation Act 1959: Primary legislation governing time limits for bringing legal actions and statutory limitation periods for different types of claims in Singapore

Civil Law Act (Cap. 43): Fundamental legislation covering contractual obligations and civil matters, particularly relevant for debt recovery and contractual claims in Singapore

Rules of Court 2021: Procedural framework outlining requirements for legal proceedings, including pre-action protocols and requirements for demand letters

Moneylenders Act: Legislation governing licensed moneylenders and debt collection practices, specifically applicable if the debt involves licensed moneylending

Companies Act: Legislative framework for corporate entities, including requirements for serving notices to companies and corporate liability considerations

Banking Act: Legislation governing banking-related claims and specific requirements for banking disputes in Singapore

Consumer Protection (Fair Trading) Act: Legislative framework protecting consumer interests in transactions and establishing fair trading requirements

Singapore Law Society Guidelines: Professional guidelines established by the Law Society of Singapore regarding the proper format and content of demand letters

Singapore Courts Practice Directions: Procedural guidelines issued by Singapore Courts governing the conduct of legal proceedings and documentation

Common Law Principles: Established case law and legal principles regarding debt recovery and demand letters in Singapore's legal system

Alternative Dispute Resolution Framework: Guidelines and procedures for alternative dispute resolution options available before proceeding with legal action in Singapore

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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