Banking Act (Cap. 19): Primary legislation regulating banking institutions and their activities in Singapore, including provisions related to credit facilities and banking operations
Moneylenders Act (Cap. 188): While primarily focused on moneylenders, provides important guidelines and principles for debt collection practices that can be relevant to credit card debt collection
Personal Data Protection Act (PDPA): Governs the collection, use, and disclosure of personal data during debt collection process, ensuring privacy and data protection compliance
ABS Guidelines: Association of Banks in Singapore's code of practice for banks, including specific guidelines on fair debt collection practices and industry standards
MAS Guidelines on Fair Debt Collection Practices: Monetary Authority of Singapore's specific guidelines outlining acceptable debt collection practices and standards for communication with debtors
Limitation Act (Cap. 163): Defines statutory time limits for bringing legal action on contractual debts, generally setting a 6-year limitation period for credit card debt claims
Consumer Protection (Fair Trading) Act: Legislation ensuring fair trading practices and protecting consumers from unfair practices in financial transactions and debt collection
Credit Bureau Singapore Regulations: Guidelines governing credit reporting and the use of credit information in Singapore's financial system, affecting how credit-related information can be used in debt collection
