Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing regulatory framework and requirements for banking institutions
Banking Act 2009: Key legislation providing framework for bank regulation and operation in the UK, including provisions for bank accounts and financial stability
Consumer Rights Act 2015: Legislation protecting consumer rights in financial services, applicable when the account holder is a consumer
Data Protection Act 2018 and UK GDPR: Legislation governing how personal data must be handled, stored, and protected in banking relationships
FCA Regulations: Financial Conduct Authority regulatory requirements governing conduct and consumer protection in banking services
PRA Requirements: Prudential Regulation Authority requirements focusing on banks' safety and soundness
Payment Services Regulations 2017: Regulations governing payment services, including bank account operations and transactions
Electronic Money Regulations 2011: Regulations covering electronic money and related banking services
Money Laundering Regulations 2017: Anti-money laundering requirements including customer due diligence and monitoring obligations
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, affecting bank account operations
Banking Code of Practice: Industry standards and best practices for banking operations and customer relationships
Financial Services (Banking Reform) Act 2013: Legislation implementing structural reforms in banking sector and additional consumer protections
Consumer Credit Act 1974: Legislation governing consumer credit and related banking services
Equality Act 2010: Legislation ensuring non-discriminatory practices in provision of banking services
