Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures regarding real estate transactions and settlement services
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale of unimproved parcels of land
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known information on lead-based paint and hazards before the sale of residential properties built before 1978
Americans with Disabilities Act: Federal law ensuring equal access and prohibiting discrimination against individuals with disabilities in various contexts including certain real estate transactions
State Property Laws: State-specific laws governing property rights, transfers, and real estate transactions within the particular state's jurisdiction
State Real Estate Licensing Laws: State-specific regulations governing the licensing and conduct of real estate professionals
State Disclosure Requirements: State-mandated disclosures about property conditions, defects, and other material facts that must be provided to buyers
State Recording Requirements: State-specific rules for recording real estate documents and maintaining public records of property ownership
State Environmental Regulations: State-specific environmental protection laws affecting real estate transactions and property use
Local Zoning Laws: Municipal or county regulations governing property use, development, and modifications within specific zones or areas
Building Codes: Local regulations establishing minimum standards for construction, modifications, and property maintenance
Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable
Title Requirements: Laws and regulations governing property ownership verification, title searches, and title insurance
Mortgage Regulations: Federal and state laws governing real estate financing, mortgage lending, and loan servicing
Escrow Requirements: Laws and regulations governing the handling of funds and documents by third parties during real estate transactions
Real Estate Agent Regulations: Laws governing the duties, responsibilities, and conduct of real estate agents and brokers in property transactions
