Law of Contract: Common law principles governing contract formation including offer, acceptance, consideration, and intention to create legal relations. Also covers capacity to contract and terms and conditions.
Consumer Credit Act 1974: Regulates credit agreements involving consumers, including requirements for regulated credit agreements, information disclosure requirements, and unfair relationship provisions.
Unfair Contract Terms Act 1977: Governs the reasonableness of contract terms and places limitations on exclusion clauses in agreements.
Consumer Rights Act 2015: Applies to consumer contracts and ensures fairness of terms and transparency requirements in agreements involving consumers.
Limitation Act 1980: Sets time limits for bringing claims and establishes rules regarding acknowledgment and part-payment.
Financial Services and Markets Act 2000: Contains regulatory requirements that apply if the lender is providing credit as a business.
Money Laundering Regulations 2017: Anti-money laundering requirements that may be applicable to certain financial transactions.
Contracts (Rights of Third Parties) Act 1999: Governs the rights of third parties to enforce contractual terms in an agreement.
