Truth in Lending Act (TILA): Federal law requiring lenders to provide standardized information about mortgage loan terms and costs to borrowers
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes and requiring specific disclosures related to the costs of real estate settlements
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status
Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information about their development projects to potential buyers
FIRPTA: Foreign Investment in Real Property Tax Act - Regulations for property sales involving foreign persons
State Property Laws: State-specific regulations governing property rights, transfers, and ownership
State Real Estate Transfer Laws: State-specific requirements for transferring real estate ownership and recording deeds
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts
State Recording Statutes: Laws governing how property records must be maintained and recorded in public records
Local Zoning Laws: Municipal regulations controlling property use and development
HOA Regulations: Homeowners Association rules and restrictions affecting property use and transfer
Building Codes: Local construction and safety standards that properties must meet
Environmental Regulations: Laws protecting environmental resources and requiring specific disclosures about environmental hazards
Property Tax Laws: Regulations governing property tax assessment, collection, and payment obligations
Title Requirements: Legal requirements for establishing clear property ownership and transfer
Deed Requirements: Legal specifications for property deed preparation, execution, and recording
Escrow Requirements: Rules governing the handling of funds and documents during the property transfer process
Contract Essential Elements: Key components including property description, purchase price, payment terms, earnest money, closing date, contingencies, and remedies
