COBRA: Consolidated Omnibus Budget Reconciliation Act - Federal law that provides workers who lose their health benefits the right to continue group health benefits for limited periods under certain circumstances
ERISA: Employee Retirement Income Security Act - Federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry to provide protection for individuals
HIPAA: Health Insurance Portability and Accountability Act - Federal law that provides data privacy and security provisions for safeguarding medical information and health benefits portability
ACA: Affordable Care Act - Federal statute that provides health insurance coverage and affordability requirements that may affect benefits continuation
State Continuation Coverage: State-specific mini-COBRA laws that may provide additional or different coverage continuation rights beyond federal COBRA requirements
State Notice Requirements: State-specific regulations regarding mandatory notifications and disclosures in benefits termination communications
State Insurance Regulations: State-specific insurance laws and regulations that govern benefits administration and termination
FMLA: Family and Medical Leave Act - Federal law that may affect benefits continuation during leave periods and must be considered in benefits termination timing
ADA: Americans with Disabilities Act - Federal law that provides protection against discrimination and may affect benefits continuation for disabled employees
ADEA: Age Discrimination in Employment Act - Federal law that protects certain employment rights, including benefits, for workers 40 and older
Benefit Plan Documents: Company-specific documentation that outlines the terms and conditions of benefit plans and termination procedures
Summary Plan Descriptions: Required ERISA documents that provide detailed information about benefit plan terms and must be referenced in termination procedures
Company Termination Procedures: Internal policies and procedures specific to the company regarding the termination of benefits and required communications
