Privacy Act of 1974: Federal law establishing code of fair information practices governing collection, maintenance, use, and dissemination of personal information
Gramm-Leach-Bliley Act: Federal law requiring financial institutions to explain their information-sharing practices and protect sensitive data
Fair Credit Reporting Act: Federal law regulating the collection, dissemination, and use of consumer credit information
Americans with Disabilities Act: Federal law requiring accessibility considerations in form design and submission processes
Equal Credit Opportunity Act: Federal law prohibiting credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age
State Privacy Laws: Various state-specific laws governing data privacy (e.g., CCPA in California) that may affect information collection
State Consumer Protection Laws: State-specific regulations protecting consumers in business transactions and information collection
Real Estate Settlement Procedures Act: Federal law requiring disclosure of real estate settlement processes and prohibiting kickbacks
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status
E-SIGN Act: Federal law establishing legal validity of electronic signatures and records in commerce
Data Breach Notification Laws: State and federal requirements for notifying individuals when their personal information has been compromised
Data Retention Policies: Legal requirements for how long different types of business and personal records must be maintained
