Banking Act (Cap. 19): Primary legislation governing banking institutions and their activities, including debt collection practices when acting for banks
Moneylenders Act (Cap. 188): Regulates moneylending activities and associated debt collection practices for licensed moneylenders
Personal Data Protection Act 2012 (PDPA): Governs the collection, use, disclosure and care of personal data, crucial for handling debtor information
Debt Collection Bill 2023: Upcoming legislation specifically designed to regulate debt collection activities in Singapore
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading standards in debt collection
Civil Law Act (Cap. 43): Provides the fundamental framework for contract law and civil obligations in Singapore
Limitation Act: Sets time limits for debt collection and legal proceedings related to debt recovery
CCAS Guidelines: Credit Collection Association of Singapore guidelines establishing industry standards and best practices
MAS Guidelines: Monetary Authority of Singapore regulations governing financial institutions and their collection practices
Penal Code (Cap. 224): Criminal law provisions relevant to harassment and illegal collection practices
Protection from Harassment Act (POHA): Specific legislation protecting individuals from harassment, including aggressive debt collection tactics
Do-Not-Call Registry Requirements: Regulations governing telephone contact with debtors and marketing communications
Anti-Money Laundering Regulations: Requirements for preventing money laundering in debt collection processes and payment handling
Registry of Moneylenders Regulations: Specific regulations governing licensed moneylenders and their collection practices
