Truth in Lending Act (TILA): Federal law requiring lenders to provide standardized information about loan terms and costs to ensure consumers can make informed decisions
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, requiring specific disclosures about real estate transactions and prohibiting certain practices
Fair Housing Act: Federal legislation prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information about their development projects to potential buyers
Foreign Investment in Real Property Tax Act (FIRPTA): Federal law requiring foreign persons to pay US tax on the sale of US real property interests
State Property Laws: State-specific legislation governing property rights, ownership, and transfer of real estate within the state's jurisdiction
State Real Estate Transfer Laws: State-specific requirements for transferring property ownership, including deed requirements and transfer taxes
State Recording Requirements: State-specific rules for recording property documents with local government offices to establish public record
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that sellers must provide to buyers
State Contract Laws: State-specific rules governing contract formation, enforcement, and interpretation
Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable
Local Zoning Laws: Municipal regulations governing property use, development, and restrictions within specific zones or areas
Property Tax Laws: Federal, state, and local tax regulations affecting property ownership, transfer, and ongoing tax obligations
Environmental Regulations: Laws governing environmental protection, including wetlands, endangered species, and hazardous materials requirements
Title Laws: Regulations governing property ownership rights, title insurance requirements, and title search procedures
HOA Rules: Homeowners Association regulations affecting property use, maintenance, and transfer within specific communities
Building Codes and Permits: Local and state regulations governing construction, renovation, and property modifications
Lead-Based Paint Disclosure: Federal requirement for disclosure of lead-based paint hazards in properties built before 1978
