Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardized calculation of financing costs in real estate transactions
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes and prohibiting kickbacks in real estate transactions
Fair Housing Act: Federal legislation prohibiting discrimination in real estate transactions based on race, color, religion, sex, nationality, disability, or familial status
Interstate Land Sales Full Disclosure Act: Federal law requiring developers to provide detailed information about their development projects to potential buyers
Foreign Investment in Real Property Tax Act (FIRPTA): Federal law requiring foreign persons to pay US tax on the sale of US real property interests
State Property Laws: State-specific legislation governing property rights, ownership, and transfer of real estate within the state jurisdiction
State Real Estate Transfer Laws: State-specific requirements for documenting and recording property transfers, including deed requirements and transfer taxes
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers
State Recording Statutes: Laws governing how property records are maintained and documented in public records
State Contract Laws: General contract principles and requirements specific to each state that govern the formation and enforcement of real estate contracts
State Real Estate Licensing Laws: Regulations governing real estate professionals' qualifications and conduct in property transactions
Local Zoning Laws: Municipal or county regulations controlling property use, development, and modifications
HOA Rules and Regulations: Private governance rules affecting property use, maintenance, and modifications in homeowners associations
Environmental Regulations: Federal and state laws governing environmental protection, including wetlands, endangered species, and hazardous materials
Building Codes: Local and state requirements for property construction, modification, and maintenance standards
Property Tax Laws: State and local tax regulations affecting property ownership and transfer
Title Insurance Requirements: State-specific rules regarding title insurance and protection of property ownership rights
Deed Restrictions: Private limitations on property use recorded in property deeds
Mortgage and Financing Regulations: Federal and state laws governing real estate financing, including mortgage requirements and lending practices
