Fair Housing Act: Federal law that prohibits discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
RESPA (Real Estate Settlement Procedures Act): Federal law that requires lenders, mortgage brokers, and servicers to provide borrowers with disclosures regarding the real estate settlement process
TILA (Truth in Lending Act): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known information on lead-based paint and hazards before the sale of residential properties built before 1978
Americans with Disabilities Act: Federal law protecting individuals with disabilities from discrimination, applicable in certain residential property transactions
State Property Laws: State-specific laws governing real property rights, transfers, and obligations within the specific state jurisdiction
State Real Estate Licensing Laws: State-specific regulations governing real estate professionals' licensing requirements and conduct
State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and material facts that must be provided to buyers
State Recording Statutes: State laws governing how property records are maintained and documented in public records
State Homestead Laws: State-specific protections for homeowners regarding property rights and creditor protections
Local Zoning Ordinances: Municipal regulations governing property use, development, and restrictions within specific zones
Building Codes: Local regulations setting minimum standards for construction, renovation, and property maintenance
HOA Regulations: Rules and restrictions set by Homeowners Associations that may affect property use and transfer
Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable
Title Requirements: Legal requirements for establishing clear title and ownership rights to the property
Survey Requirements: Legal requirements for property surveys to establish boundaries and identify encroachments
Transfer Tax Regulations: State and local laws governing taxes imposed on real estate transfers
Recording Requirements: Legal requirements for documenting and recording property transfers with appropriate government offices
Environmental Regulations: State and federal laws governing environmental protection, contamination, and hazards in real estate transactions
