Truth in Lending Act (TILA): Federal law that requires lenders to provide standardized disclosures about loan terms and costs
Real Estate Settlement Procedures Act (RESPA): Federal law governing real estate settlement processes, including requirements for disclosures and prohibited practices
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability
Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known lead-based paint hazards in properties built before 1978
State Property Laws: State-specific laws governing property rights, ownership, and transfer requirements
State Real Estate Transfer Laws: State-specific regulations for transferring property ownership and recording requirements
State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts
State Contract Laws: State-specific requirements for valid contracts, including essential elements and enforcement
State Recording Requirements: State regulations for recording property transfers and related documents with local authorities
Local Zoning Laws: Municipal regulations governing property use, restrictions, and development
Property Tax Regulations: Local and state requirements for property tax assessment, payment, and proration during sale
HOA Rules: Homeowners Association regulations affecting property use, transfer, and required approvals (if applicable)
Title Transfer Requirements: Legal requirements for transferring clear title and conducting title searches
Deed Requirements: Legal requirements for proper deed preparation, execution, and recording
Survey Requirements: Requirements for property surveys and boundary verification
Environmental Regulations: Federal and state environmental protection laws affecting property transfer and use
Property Description Requirements: Legal requirements for accurately describing the property being sold, including legal description and address
Purchase Price Documentation: Requirements for documenting the agreed purchase price, payment terms, and financing conditions
Earnest Money Requirements: Rules governing earnest money deposits, including amount, holding, and disposition
Contingency Requirements: Legal framework for including and enforcing contingencies such as financing, inspection, and appraisal
