Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide borrowers with disclosures about real estate transactions and settlement services
Fair Housing Act: Federal law prohibiting discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability
Americans with Disabilities Act: Federal law ensuring access and accommodations for persons with disabilities, which may affect property modifications and accessibility requirements
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land
Foreign Investment in Real Property Tax Act: Federal law imposing income tax on foreign persons disposing of U.S. real property interests
State Property Laws: State-specific laws governing real property rights, transfers, and obligations within the state's jurisdiction
State Contract Laws: State-specific laws governing formation, enforcement, and interpretation of contracts, including real estate contracts
State Real Estate Licensing Laws: State-specific regulations governing real estate professionals and their required qualifications and conduct
State Disclosure Requirements: State-mandated disclosures about property condition, hazards, and other material facts that must be provided to buyers
State Recording Statutes: State laws governing the recording of real estate documents and establishing priority of interests in real property
State Environmental Laws: State-specific regulations protecting environmental resources and governing environmental liability
State Landlord-Tenant Laws: State laws governing the relationship between property owners and tenants, including rights and obligations of each party
Real Estate Transfer Tax Laws: State and local taxes imposed on the transfer of real property
Local Zoning Laws: Municipal regulations controlling land use, building density, and property development requirements
Building Codes: Local and state regulations establishing minimum standards for construction, maintenance, and occupancy of buildings
Homeowners Association Rules: Private regulations governing property use and maintenance within specific communities or developments
Historic Preservation Laws: Federal, state, and local regulations protecting historically significant properties and districts
Environmental Regulations: Laws governing environmental protection, including wetlands, endangered species, and hazardous materials
Property Tax Laws: State and local laws governing the assessment and collection of property taxes
Title Insurance Requirements: State regulations regarding title insurance and protection of property ownership rights
Deed Requirements: State-specific requirements for valid property deeds, including form, content, and execution
Survey Requirements: State and local requirements for property surveys and boundary determinations
Mortgage Regulations: Federal and state laws governing mortgage lending, including licensing, disclosures, and foreclosure procedures
