Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed
Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide borrowers with disclosures regarding the nature and costs of real estate settlement process
Fair Housing Act: Federal law prohibiting discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, or disability
Americans with Disabilities Act: Federal law ensuring accessibility requirements are met in certain real estate transactions and properties
Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land
Foreign Investment in Real Property Tax Act: Federal law imposing income tax on foreign persons disposing of U.S. real property interests
State Property Laws: State-specific laws governing real property rights, transfers, and restrictions
State Contract Laws: State-specific laws governing formation and enforcement of contracts, including real estate contracts
State Real Estate License Laws: State-specific laws regulating real estate professionals and transactions
State Disclosure Requirements: State-specific laws mandating what property conditions and facts must be disclosed to buyers
State Recording Statutes: State-specific laws governing the recording of real estate documents and establishing priority of interests
State Title Insurance Requirements: State-specific laws regarding title insurance and property ownership verification
State Environmental Regulations: State-specific laws governing environmental protection and requirements for real estate transactions
Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable
Local Zoning Laws: Municipal regulations controlling land use, building specifications, and property development
Property Tax Laws: Federal, state, and local laws governing taxation of real property
Homeowners Association Rules: Private regulations affecting property use and maintenance in specific communities
Historic Preservation Laws: Federal, state, and local laws protecting historically significant properties
Building Codes: Local and state regulations establishing minimum standards for construction and building safety
Lead Paint Disclosure Requirements: Federal law requiring disclosure of known lead-based paint hazards in properties built before 1978
