E-SIGN Act: Federal law governing electronic signatures and records in commerce, ensuring legal validity of electronic authorization forms
Fair Credit Reporting Act (FCRA): Federal law regulating the collection, dissemination, and use of consumer credit information
Fair and Accurate Credit Transactions Act (FACTA): Federal law aimed at preventing identity theft and ensuring accuracy of consumer records
PCI DSS Compliance: Industry security standard for organizations that handle credit card information to ensure protection of cardholder data
Gramm-Leach-Bliley Act (GLBA): Federal law requiring financial institutions to explain their information-sharing practices and protect sensitive data
FTC Disclosure Requirements: Federal Trade Commission rules requiring clear and conspicuous disclosure of terms and conditions in financial agreements
State Privacy Laws: Various state-specific regulations governing data privacy, such as CCPA in California, requiring specific handling of personal information
Card Network Rules: Specific requirements set by credit card networks (Visa, Mastercard, etc.) for processing and storing card information
State Electronic Signature Laws: State-specific regulations governing the validity and requirements for electronic signatures on financial documents
PCI Security Standards: Guidelines set by the PCI Security Standards Council for maintaining secure environment for credit card data processing
