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Simple Loan Application Letter
1. Personal Information: Applicant's full legal name, CPR number (Danish personal ID), current address, contact details, and employment status
2. Loan Request Details: Specific amount requested, desired loan term, and intended purpose of the loan
3. Financial Information: Current income, existing debts, monthly expenses, and other financial obligations
4. Property/Collateral Details: Information about any assets being offered as security for the loan, if applicable
5. Bank Information: Applicant's current bank details and account information for loan disbursement
6. Declaration of Truth: Statement confirming all provided information is accurate and complete
7. Data Processing Consent: GDPR-compliant consent for processing personal and financial information
1. Co-Applicant Information: Required when there is a co-applicant or guarantor for the loan
2. Business Purpose Declaration: Include when loan is for business rather than personal use
3. Previous Lending History: May be included if applicant has prior relationship with the lender
4. Additional Income Sources: Required when applicant has multiple sources of income
5. Special Circumstances: Section for explaining any unusual financial situations or requirements
1. Proof of Identity: Copy of valid passport or Danish ID card
2. Income Verification: Recent pay slips, tax returns, or other proof of income
3. Bank Statements: Last 3-6 months of bank statements
4. Employment Contract: Copy of current employment contract or business registration if self-employed
5. Property Documentation: Required if loan is secured against property
6. Budget Overview: Detailed monthly income and expenses breakdown
7. Debt Overview: List of current loans and credit commitments
Authors
Co-Applicant
Lender
Loan Amount
Interest Rate
Annual Percentage Rate (ÅOP)
Loan Term
Repayment Schedule
Security/Collateral
Default
Due Date
Monthly Payment
Principal Amount
Guarantor
Credit Assessment
Processing Fee
Outstanding Balance
Payment Date
Banking Day
Financial Statements
Income Documentation
Credit Rating
Material Adverse Change
Personal Data
Loan Purpose
Financial Institution
Application Date
Disbursement Date
Early Repayment
Late Payment Fee
Financial Disclosure
Loan Request
Security and Collateral
Data Protection
Declaration of Truth
Consent
Credit Check Authorization
Income Verification
Debt Disclosure
Employment Status
Asset Declaration
Purpose of Loan
Bank Account Details
Supporting Documentation
GDPR Compliance
Anti-Money Laundering
Information Accuracy
Financial Assessment
Document Authenticity
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