McCarran-Ferguson Act: Federal law (15 U.S.C. ยงยง 1011-1015) that establishes state regulation as the primary governance of insurance business and provides limited federal antitrust exemption for insurance activities
Dodd-Frank Act: Federal legislation that impacts insurance industry regulation and provides consumer protection measures in financial services including insurance
Federal Arbitration Act: Federal law governing arbitration provisions in contracts, which may be included in insurance indemnification agreements
State Insurance Codes: Individual state-specific laws and regulations governing insurance operations, requirements, and restrictions within each jurisdiction
Anti-Indemnity Statutes: State-specific laws that limit or prohibit certain types of indemnification provisions, varying by jurisdiction
Uniform Commercial Code: Standardized set of business laws regulating commercial transactions, including contract principles applicable to insurance agreements
Duty to Defend: Legal doctrine requiring insurer to provide defense against claims, distinct from the duty to indemnify
Duty to Indemnify: Legal obligation to compensate or reimburse another party for losses or damages covered under the agreement
State Insurance Commission Regulations: Regulatory requirements and guidelines established by state insurance commissioners governing insurance operations and agreements
Public Policy Limitations: Restrictions on indemnification for intentional acts, gross negligence, and other public policy considerations that may void certain provisions
