Affordable Care Act (ACA/Obamacare): Federal law requiring essential health benefits, preventive care coverage, protection for pre-existing conditions, and coverage for dependents until age 26
HIPAA: Health Insurance Portability and Accountability Act governing privacy and security of medical information, portability provisions, and special enrollment rights
ERISA: Employee Retirement Income Security Act applicable to employer-sponsored plans, covering fiduciary responsibilities, disclosure requirements, and claims procedures
Mental Health Parity and Addiction Equity Act: Federal law requiring equal coverage for mental health and substance use disorder treatment compared to medical/surgical benefits
COBRA: Consolidated Omnibus Budget Reconciliation Act providing continuation of coverage provisions for qualifying events
State Insurance Regulations: State-specific laws governing insurance requirements, mandated benefits, coverage requirements, network adequacy, and premium rate reviews
Medicare Secondary Payer Rules: Federal regulations determining when Medicare pays secondary to other health insurance coverage
Americans with Disabilities Act: Federal law ensuring non-discrimination in health insurance coverage for individuals with disabilities
Genetic Information Nondiscrimination Act: Federal law prohibiting discrimination in health insurance based on genetic information
Women's Health and Cancer Rights Act: Federal law requiring coverage for specific services related to mastectomy and breast reconstruction
Newborns' and Mothers' Health Protection Act: Federal law setting minimum standards for maternity length of stay coverage
