Moneylenders Act (Chapter 188): Primary legislation regulating moneylending businesses in Singapore, including requirements for loan documentation, interest rate caps, and prohibited lending practices
Banking Act (Chapter 19): Regulates banking institutions and financial transactions, including requirements for financial disclosure and proper loan documentation when loans are provided by banks
Consumer Protection (Fair Trading) Act: Legislation ensuring fair trading practices and protecting consumers against unfair practices in financial transactions including loans
Contracts Act (Chapter 53): Fundamental legislation governing contract formation and enforcement, establishing requirements for valid contracts and defining rights and obligations of contracting parties
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data, crucial for handling borrower's personal information in loan documentation
Civil Law Act (Chapter 43): Contains key provisions regarding interest rates and regulations governing contractual relationships in Singapore
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore that may affect loan documentation and processes
AML/CTF Requirements: Anti-Money Laundering and Counter-Terrorism Financing requirements that must be considered in loan documentation and verification processes
Code of Consumer Banking Practice: Industry code of practice setting standards for bank relationships with consumers, including lending practices and documentation requirements
