Late Payment of Commercial Debts (Interest) Act 1998: Establishes statutory right to claim interest on late commercial payments and compensation for debt recovery costs
Limitation Act 1980: Sets time limits for bringing claims (generally 6 years for simple contracts) and defines when limitation period starts
Consumer Credit Act 1974: Governs regulations on debt collection practices and requirements for information disclosure when dealing with consumer debtors
Financial Services and Markets Act 2000: Provides regulatory framework for cases where debt collection involves regulated activities
Data Protection Act 2018 and UK GDPR: Regulates handling of personal data and establishes privacy and data protection requirements in debt collection
FCA Guidelines: Provides guidance on fair treatment of customers and proper debt collection practices from the Financial Conduct Authority
Consumer Rights Act 2015: Establishes fair terms in consumer contracts and provides consumer protection provisions
Taking Control of Goods Regulations 2013: Sets rules regarding enforcement action and requirements for debt recovery procedures
Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and provides protection against harassment or coercion in debt collection
Pre-Action Protocol for Debt Claims: Outlines required steps before court proceedings and specifies requirements for information provision in debt collection
