Consumer Credit Act 1974: Primary legislation governing consumer credit and debt matters in England and Wales, including debt collection practices and consumer rights
Limitation Act 1980: Establishes time limits for bringing legal claims regarding debts, typically 6 years for standard debts in England and Wales
Data Protection Act 2018 and UK GDPR: Legislation governing how personal data, including medical and financial information, must be handled and protected
Financial Services and Markets Act 2000: Establishes regulatory framework for financial services and markets, including debt collection activities
National Health Service Act 2006: Primary legislation governing the operation of the NHS, including provisions related to charging and billing
Health and Social Care Act 2012: Updates to NHS structure and healthcare provision, including relevant billing and charging arrangements
National Health Service (Charges to Overseas Visitors) Regulations 2015: Specific regulations regarding charging overseas visitors for NHS services and related debt collection
FCA Consumer Credit sourcebook (CONC): Detailed regulations from the Financial Conduct Authority specifically governing consumer credit and debt collection practices
Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair practices, including in debt collection and billing
Consumer Rights Act 2015: Consolidates consumer rights legislation, including rights related to services and unfair contract terms
FCA Guidelines on Debt Collection: Regulatory guidance on fair debt collection practices issued by the Financial Conduct Authority
NHS Guidelines on Billing and Debt Collection: Specific NHS guidance on handling medical billing and debt collection procedures
ICO Guidelines on Personal Data Handling: Information Commissioner's Office guidance on handling personal data in debt collection processes
