Consumer Credit Act 1974: Primary legislation regulating consumer credit and debt collection practices in the UK. Sets out fundamental requirements for debt collection activities and consumer protection.
Financial Services and Markets Act 2000: Provides the overarching regulatory framework for financial services in the UK, including debt collection activities.
FCA Handbook (CONC): Consumer Credit sourcebook containing detailed rules and guidance for debt collection practices and fair treatment of customers.
Data Protection Act 2018: UK's implementation of data protection requirements, governing how personal information must be handled in debt collection processes.
UK GDPR: Post-Brexit data protection regulation ensuring proper handling of personal data in financial services and debt collection.
Limitation Act 1980: Defines the statute of limitations for debt claims and legal proceedings in England and Wales.
Financial Services (Banking Reform) Act 2013: Contains specific provisions affecting debt collection practices and banking sector reforms.
Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including in debt collection activities.
FCA Treating Customers Fairly Principles: Regulatory principles ensuring fair treatment of customers in financial services, including debt collection.
Credit Services Association's Code of Practice: Industry standard guidelines for debt collection practices in the UK.
