GDPR and Data Protection Act 2018: Primary legislation governing personal data processing, including rights to rectification of inaccurate data and right to erasure ('right to be forgotten')
Consumer Credit Act 1974: Key legislation establishing regulations regarding credit information, consumer rights related to credit reporting, and dispute resolution procedures
Financial Services and Markets Act 2000: Establishes regulatory framework for financial services and defines credit reference agencies' obligations
Consumer Protection from Unfair Trading Regulations 2008: Provides protection against unfair practices and establishes the right to challenge incorrect information
FCA Credit Information Market Study Guidelines: Outlines best practices for credit reporting and dispute handling procedures as established by the Financial Conduct Authority
SCOR Principles: Industry guidelines for credit reference agencies and data sharing principles established by the Steering Committee on Reciprocity
ICO Guidelines: Information Commissioner's Office guidelines on data protection and credit information handling
Relevant Case Law: Precedents set by courts regarding credit reporting disputes and medical collections in England and Wales
