Truth in Lending Act (TILA): Federal law that requires clear disclosure of lending terms and costs to protect consumers in credit transactions
Fair Credit Reporting Act (FCRA): Regulates the collection, dissemination, and use of consumer credit information
Electronic Fund Transfer Act (EFTA): Establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfer services
Dodd-Frank Act: Comprehensive financial reform legislation that includes consumer protection measures and banking regulations
Gramm-Leach-Bliley Act (GLBA): Requires financial institutions to explain their information-sharing practices and protect sensitive data
Bank Secrecy Act (BSA): Requires financial institutions to assist government agencies in detecting and preventing money laundering
USA PATRIOT Act: Includes provisions for strengthening anti-money laundering procedures and customer identification requirements
E-SIGN Act: Ensures the legal validity of electronic signatures and records in interstate commerce
Regulation Z: Implements the Truth in Lending Act, providing specific requirements for disclosures in lending
Regulation E: Implements the Electronic Fund Transfer Act, setting rules for electronic banking services
Regulation P: Implements the privacy provisions of the Gramm-Leach-Bliley Act regarding consumer financial information
Americans with Disabilities Act (ADA): Requires that account statements be accessible to individuals with disabilities
State Banking Regulations: Specific state-level requirements governing banking operations and consumer protection within each jurisdiction
State Privacy Laws: State-specific regulations regarding the protection and handling of consumer financial information
