Banking Act (Cap. 19): Primary legislation governing banking institutions and operations in Singapore, including credit facilities and banking licenses
MAS Act: Framework for the Monetary Authority of Singapore's regulatory oversight of financial institutions and credit facilities
Financial Advisers Act: Regulates financial advisory services and ensures proper disclosure of financial information in banking products
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in financial agreements
Unfair Contract Terms Act: Restricts the use of unfair terms in contracts and provides protection against unreasonable contract conditions
Securities and Futures Act: Regulates securities-based lending and related financial activities, particularly relevant if the credit facility involves securities as collateral
Moneylenders Act: Regulates money lending activities and may be applicable depending on the nature of the credit facility
Common Law Contract Principles: Fundamental principles of contract law based on Singapore's common law system, governing formation and enforcement of contracts
Misrepresentation Act: Protects parties against false statements or misrepresentations made during contract formation
MAS Notice 635: Specific guidelines on lending Singapore Dollar to non-resident financial institutions
MAS Notice 632: Regulations regarding residential property loans and related credit facilities
MAS Guidelines on Fair Dealing: Guidelines ensuring fair dealing with customers in financial products and services
Personal Data Protection Act: Governs the collection, use, and disclosure of personal data in credit agreements and banking relationships
AML/CFT Regulations: Anti-Money Laundering and Countering the Financing of Terrorism regulations for credit facilities and banking transactions
