Banking Act (Cap. 19): Primary legislation that regulates banking business and credit facilities in Singapore, including requirements for credit disclosure and banking operations
Moneylenders Act (Cap. 188): Legislation governing moneylending activities in Singapore, particularly relevant if the credit provider is not a licensed bank
Consumer Protection (Fair Trading) Act: Legislation ensuring fair trading practices and protecting consumers from unfair practices in credit transactions
Contracts Act (Cap. 53): Fundamental legislation governing the formation and enforcement of contracts in Singapore, essential for basic contractual elements
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore including Notice 635 on business loans, credit risk management, and rules on credit limits and exposure
ABS Guidelines: Association of Banks in Singapore guidelines establishing industry standards for credit facilities and best practices for credit documentation
Personal Data Protection Act 2012: Legislation governing the collection, use, and disclosure of personal data, relevant for handling borrower's information
AML/CFT Regulations: Anti-Money Laundering and Countering the Financing of Terrorism regulations for ensuring compliance with financial security measures
