Banking Act (Cap. 19): Primary legislation that regulates banking business and financial institutions in Singapore, including provisions on lending practices and restrictions
Moneylenders Act (Cap. 188): Regulates moneylending businesses in Singapore, particularly relevant if the lender is not a licensed bank
Securities and Futures Act (Cap. 289): Governs securities and financial instruments, relevant when the loan involves securities as collateral
Companies Act (Cap. 50): Regulates corporate matters including corporate borrowing powers and directors' authority to enter into loan agreements
Contract Law (Application of Laws) Act: Fundamental legislation governing the formation and enforcement of contracts in Singapore
Civil Law Act (Cap. 43): Contains provisions on interest rates and rules against penalties in contractual arrangements
Bankruptcy Act (Cap. 20): Governs bankruptcy proceedings and creditor rights in default scenarios
Insolvency, Restructuring and Dissolution Act 2018: Modern legislation governing corporate insolvency, restructuring, and dissolution procedures
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in Singapore, relevant for handling borrower's information
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore covering banking regulations and fair lending practices
ABS Guidelines: Industry standards and best practices for business loans issued by the Association of Banks in Singapore
