Banking Act (Chapter 19): Primary legislation governing banking institutions and their operations in Singapore, including lending activities and consumer protection measures
Moneylenders Act (Chapter 188): Regulates moneylending activities and sets requirements for interest rates, loan terms, and lender conduct
Consumer Protection (Fair Trading) Act: Protects consumers against unfair practices and ensures fair trading terms in financial agreements
Hire Purchase Act (Chapter 125): Governs hire purchase agreements, which may be relevant if the car loan is structured as a hire purchase arrangement
Financial Advisers Act (Chapter 110): Regulates financial advisory services and ensures proper disclosure of financial information to consumers
MAS Guidelines on Fair Dealing: Guidelines issued by Monetary Authority of Singapore ensuring fair dealing outcomes for consumers in financial products and services
Consumer Protection (Fair Trading) (Regulated Financial Products and Services) Regulations: Specific regulations governing fair trading practices in financial products and services
MAS Notice 635: Regulations specific to interest rate setting and disclosure requirements for financial institutions
Banking (Credit Card and Charge Card) Regulations: Guidelines governing debt collection practices and consumer protection in credit facilities
Personal Data Protection Act 2012 (PDPA): Governs the collection, use, and disclosure of personal data in Singapore, including in financial agreements
Contract Law (Chapter 53): Fundamental legislation governing the formation and enforcement of contracts in Singapore
Unfair Contract Terms Act: Protects against unfair terms in contracts and regulates the limitation of liability in contractual agreements
