Civil Law Act (Cap. 43): Primary legislation governing contractual relationships and includes key provisions about interest rates and enforceability of contracts in Singapore
Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore, essential for ensuring the loan agreement doesn't breach moneylending regulations
Securities and Futures Act (Cap. 289): Applicable when the loan involves securities as collateral, ensuring compliance with securities regulations
Companies Act (Cap. 50): Governs corporate borrowing and lending when either party is a company, including provisions about corporate capacity and authority
Banking Act (Cap. 19): Ensures compliance with banking regulations and requirements for regulated lending activities
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in the agreement
Contracts (Rights of Third Parties) Act: Addresses situations where the agreement may affect or confer rights on third parties
Limitation Act: Sets out time limits for enforcement of contractual rights and legal actions
Property Law: Relevant when the loan is secured against property, including rules about mortgages and charges
MAS Guidelines: Regulatory guidelines from the Monetary Authority of Singapore for regulated financial activities
Singapore Business Federation Guidelines: Best practice guidelines for business transactions in Singapore
