Moneylenders Act (Chapter 188): Primary legislation governing moneylending activities in Singapore, including interest rate restrictions and licensing requirements for moneylenders
Banking Act (Chapter 19): Key legislation regulating banking institutions and their lending practices in Singapore
Consumer Protection (Fair Trading) Act: Legislation protecting consumers against unfair practices and ensuring fair trading terms in financial agreements
Contracts Act (Chapter 53): Fundamental legislation governing contract formation, validity, and enforcement in Singapore
Civil Law Act (Chapter 43): Legislation covering various civil law matters including contractual relationships and remedies
Moneylenders Rules: Subsidiary legislation providing detailed regulations for moneylending operations and practices
MAS Guidelines on Fair Lending: Regulatory guidelines issued by Monetary Authority of Singapore specifying fair lending practices and standards
Banking Regulations: Detailed regulatory requirements for banks' lending operations and risk management
Interest Rate Regulations: Specific rules governing maximum interest rates and calculation methods for loans
Disclosure Requirements: Mandatory information that must be provided to borrowers in loan agreements
Joint and Several Liability Principles: Legal principles governing the shared responsibility of co-borrowers in a loan agreement
Unfair Contract Terms Regulations: Rules protecting borrowers from unfair or unconscionable contract terms
AML Requirements: Anti-money laundering requirements that must be followed in lending transactions
KYC Obligations: Know Your Customer requirements for proper identification and verification of borrowers
