Hire-Purchase Act (Cap. 125): Primary legislation governing hire-purchase agreements in Singapore, including car financing arrangements, protection of buyer rights, and regulation of financial terms
Consumer Protection (Fair Trading) Act: Legislation protecting consumers against unfair practices and ensuring fair trading terms in consumer transactions
Moneylenders Act: Regulates money lending practices and interest rates in Singapore, relevant for non-bank financing options
Banking Act: Governs banking institutions and their lending practices in Singapore, including car loan regulations
Personal Data Protection Act (PDPA): Regulates the collection, use, and disclosure of personal data in the contract and financing process
Road Traffic Act: Covers vehicle registration, ownership transfer, and related regulatory requirements in Singapore
Motor Vehicles (Third-Party Risks and Compensation) Act: Mandates insurance requirements and third-party liability coverage for vehicles
LTA Regulations: Land Transport Authority guidelines governing vehicle ownership, transfer, and registration requirements
Contract Law: Common law principles governing contract formation, terms, and enforcement in Singapore
Unfair Contract Terms Act: Regulates and restricts the use of unfair terms in contracts, protecting consumers from unreasonable provisions
Electronic Transactions Act: Governs the validity and use of electronic signatures and digital contracts
MAS Guidelines: Monetary Authority of Singapore guidelines on consumer credit and financial institution lending practices
Financial Advisers Act: Regulates financial advisory services and ensures proper disclosure of financial information
