Companies Act (Cap. 50): Primary legislation governing corporate borrowing powers, requirements for corporate authorization, and registration of charges. Essential for establishing the legal framework of corporate debt financing.
Securities and Futures Act (Cap. 289): Regulates securities-related aspects of debt financing, including disclosure requirements and licensing requirements if the debt instruments qualify as securities.
Banking Act (Cap. 19): Governs regulations on bank lending and requirements for licensed financial institutions in Singapore.
Moneylenders Act (Cap. 188): Covers licensing requirements, interest rate restrictions, and regulations for entities falling under the moneylender definition.
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore covering financial institution regulations, anti-money laundering, and know-your-customer requirements.
Consumer Protection (Fair Trading) Act: Provides protection for individual borrowers and small businesses in financial transactions.
Interest Rate Regulations: Framework covering usury laws and maximum interest rate limitations in Singapore.
Security and Collateral Requirements: Regulations governing registration requirements and stamp duty implications for securing debt financing.
Tax Legislation: Covers withholding tax requirements and stamp duty obligations relevant to debt financing arrangements.
Foreign Exchange Control Regulations: Regulations pertaining to international lending and currency restrictions in cross-border financing.
Insolvency Laws: Framework governing priority of claims and enforcement rights in case of default or bankruptcy.
