Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing the regulatory framework for mortgage lending
Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections in lending arrangements
Consumer Rights Act 2015: Consolidates consumer protection law and provides rights for consumers in relation to financial services
Mortgage Credit Directive Order 2015: Implements EU rules on mortgage lending, establishing standards for mortgage credit agreements
Housing and Planning Act 2016: Contains provisions affecting housing and property law in England and Wales
FCA Mortgage Conduct of Business Rules: Detailed regulatory requirements for mortgage lenders regarding conduct and customer treatment
UK General Data Protection Regulation: Post-Brexit data protection legislation governing how personal information must be handled
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR
Money Laundering Regulations 2017: Requirements for identity verification and prevention of financial crime in lending
Proceeds of Crime Act 2002: Legislative framework for preventing the use of proceeds from criminal activity in financial transactions
Equality Act 2010: Prohibits discrimination in the provision of services, including financial services and lending
Financial Services (Distance Marketing) Regulations 2004: Governs how financial services can be marketed and sold at a distance
Electronic Commerce Regulations 2002: Regulates electronic transactions and digital commerce, including online mortgage applications
FCA Treating Customers Fairly Principles: Regulatory principles ensuring fair treatment of customers in financial services
