Law of Property Act 1925: Primary legislation governing property law in England and Wales, particularly focusing on sections dealing with mortgages, legal charges, and mortgage documentation requirements
Land Registration Act 2002: Legislation covering the requirements for registration of mortgages and establishing the priority of mortgages and charges in the land registration system
Financial Services and Markets Act 2000: Establishes the regulatory framework for mortgage lending and provides consumer protection provisions in financial services
Consumer Credit Act 1974: Provides consumer protection measures and documentation requirements for credit agreements, applicable when the mortgage involves consumer credit elements
FCA Regulations: Regulatory requirements including Mortgage Conduct of Business Rules (MCOB) and fair treatment of customers requirements set by the Financial Conduct Authority
Land Registry Requirements: Specific form and content requirements for registrable documents and execution requirements set by HM Land Registry
Human Rights Act 1998: Legislation ensuring the right to peaceful enjoyment of property and other relevant human rights considerations in property matters
Unfair Contract Terms Act 1977: Legislation ensuring that contract terms are fair and transparent, particularly important in mortgage documentation
Consumer Rights Act 2015: Modern consumer protection legislation applicable when the mortgage involves a consumer borrower, ensuring fair treatment and transparent terms
