Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing the regulatory framework for mortgage lending and financial services
Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in credit transactions, including aspects of mortgage lending
Consumer Rights Act 2015: Consolidates consumer protection legislation, ensuring fairness in contract terms and transparency in financial services
Mortgage Credit Directive Order 2015: UK implementation of the European Mortgage Credit Directive, establishing standards for mortgage lending and consumer protection
FCA Mortgage Conduct of Business (MCOB): Detailed rules governing mortgage lenders' conduct, including requirements for information disclosure and treating customers fairly
FCA Handbook - PRIN: Principles for Businesses setting out fundamental obligations for firms under the regulatory system
FCA Handbook - SYSC: Senior Management Arrangements, Systems and Controls requirements for financial institutions
FCA Handbook - GEN: General Provisions providing interpretative guidance and other general requirements
UK General Data Protection Regulation: Post-Brexit data protection legislation ensuring proper handling of personal data in financial services
Data Protection Act 2018: UK's implementation of data protection standards, complementing the UK GDPR
Money Laundering Regulations 2017: Requirements for financial institutions to prevent and detect money laundering in mortgage lending
Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, affecting due diligence in mortgage lending
Financial Services (Distance Marketing) Regulations 2004: Rules governing the remote marketing and provision of financial services, including mortgage products
