Law of Property Act 1925: Core legislation governing property law in England and Wales, covering mortgage execution, legal charges, deed requirements, and mortgagee powers and remedies
Land Registration Act 2002: Legislation governing the registration of mortgages, priority rules, and electronic registration requirements for land and property charges
Financial Services and Markets Act 2000: Establishes the regulatory framework for mortgage lending and financial promotion rules in the UK
Consumer Credit Act 1974: Legislation covering regulated credit agreements and consumer protection provisions that may apply to guaranteed mortgages
Unfair Contract Terms Act 1977: Controls the use of exclusion clauses and establishes reasonableness requirements in contracts
MCOB Rules: FCA Mortgage Conduct of Business Rules covering regulated mortgages, including disclosure requirements and customer treatment standards
Consumer Rights Act 2015: Legislation ensuring fairness and transparency in consumer contracts, including mortgage documentation
Human Rights Act 1998: Relevant for possession proceedings and enforcement of mortgage rights
Land Registry Requirements: Specific forms and requirements for registering mortgages and charges at the Land Registry
Stamp Duty Land Tax Regulations: Tax implications and requirements related to mortgage transactions
Money Laundering Regulations 2017: Requirements for identity verification and anti-money laundering checks in mortgage transactions
Mortgage Credit Directive Order 2015: Implements EU regulations on mortgage credit, affecting how mortgage products are sold and administered
