Home Loan Application Letter Template for Nigeria

1. Business Income Details: For self-employed applicants, including business registration and financial statements

2. Co-Applicant Information: When application includes a co-borrower or guarantor

3. Additional Collateral: When offering security beyond the property itself

4. Rental Income: For applicants with rental property income

5. Previous Mortgage History: For applicants who have had previous mortgage loans

1. Schedule A - Income Documentation: Pay slips, tax returns, or business financial statements

2. Schedule B - Bank Statements: Last 6 months of bank statements from all accounts

3. Schedule C - Property Documentation: Property evaluation report, photographs, and ownership documents

4. Schedule D - Identity Documentation: Copies of required ID documents, proof of address

5. Schedule E - Financial Calculations: Detailed breakdown of loan calculations, including proposed repayment schedule

6. Appendix 1 - Credit Report: Credit history report from authorized credit bureaus

7. Appendix 2 - Property Valuation: Professional valuation report of the intended property