Insurance Act 2015: Primary legislation governing insurance contracts in England and Wales, including rules on fair presentation of risk, warranties, and remedies for breach
Consumer Insurance (Disclosure and Representations) Act 2012: Legislation protecting consumer rights in insurance contracts, focusing on disclosure obligations and misrepresentation
Financial Services and Markets Act 2000: Core financial services legislation establishing regulatory framework for insurance companies and financial services in the UK
Consumer Rights Act 2015: Legislation protecting consumer rights, including insurance services provided to consumers
Limitation Act 1980: Statute setting time limits for bringing legal claims, including insurance claims
FCA Handbook: Regulatory guidelines and rules set by the Financial Conduct Authority for insurance companies and financial services
Insurance: Conduct of Business Sourcebook (ICOBS): Specific FCA rules governing insurance business conduct and customer treatment
Financial Ombudsman Service Rules: Guidelines and procedures for handling insurance disputes and complaints through the Financial Ombudsman Service
Enterprise Act 2016: Legislation including provisions for damages for late payment of insurance claims
Third Parties (Rights against Insurers) Act 2010: Legislation governing third party rights in insurance claims
Contracts (Rights of Third Parties) Act 1999: Legislation allowing third parties to enforce terms of contracts, including insurance contracts
Duty of Good Faith (uberrimae fidei): Common law principle requiring utmost good faith in insurance contracts from both parties
ABI Codes of Practice: Industry standards and guidelines set by the Association of British Insurers for insurance companies
